Pradhan mantri Awas Yojana 2022-23 [Jharkhand PMAY apply online 2022-23]

The Pradhan Mantri Awas Yojana is a flagship housing scheme of the government of India that aims to provide affordable housing to all by the year 2022. The scheme was first announced by Prime Minister Narendra Modi in his Budget speech of 2015-16. Under the scheme, the government plans to provide financial assistance to families who are living in kuchha or semi-pucca houses, to construct pucca houses. The scheme is being implemented in three phases – from 2015-16 to 2019-20 (Phase I), from 2020-21 to 2024-25 (Phase II) and from 2025-26 to 2029-30 (Phase III). Pradhan Mantri Awas Yojana Jharkhand is being implemented in the state of Jharkhand under the aegis of the Ministry of Housing and Urban Affairs. The scheme is being implemented in all the 24 districts of the state. Under the scheme, the government plans to provide financial assistance of Rs. 1.5 lakh to families who are living in kuchha or semi-pucca houses, to construct pucca houses. PMAY Eligibility: The following criteria have been set for beneficiaries under the Pradhan Mantri Awas Yojana: - Families who are living in kuchha or semi-pucca houses are eligible for the scheme. - Families who do not own a pucca house anywhere in India are eligible for the scheme. - Families who do not have any member who is employed in the government or semi-government sector are eligible for the scheme. - Families whose annual income is less than Rs. 3 lakh are eligible for the scheme.

 

Pradhan Mantri Awas Yojana Scheme

The Pradhan mantri Awas Yojana scheme was started in 2015 and is currently being implemented in Jharkhand. This scheme provides financial assistance to eligible beneficiaries for the construction of pucca houses. Eligibility includes criteria such as annual income, family size, etc. The benefits of Pradhan mantri Awas Yojana include subsidies on loan interest rates, subsidy on purchase of materials, and more. Application for Pradhan Mantri Awas Yojana can be made online through the official website.

So far, Pradhan Mantri Awas Yojana has sanctioned more than Rs.21,000 crore under this scheme. Out of which Rs.12,623 crore has been sanctioned in Jharkhand so far. The Scheme is expected to benefit around 1 crore families in the state. Currently, works are underway to provide pucca houses to around 58 lakh people across India under this scheme by next year-2021 financial year.

Pradhan Mantri Awas Yojana Jharkhand  

The Pradhan Mantri Awas Yojana (PMAY) is a housing scheme for the economically weaker sections of the society in Jharkhand. The objective of the scheme is to provide financial assistance to the beneficiaries for construction of their houses. Beneficiaries can apply for PMAY through the official website, which can be found here https://pmaayjharkhand.gov.in/.

The scheme will provide financial assistance of up to Rs.40 lakhs for the construction of a house, which is expected to create employment opportunities in the state. The beneficiaries can choose from different packages available under the PMAY scheme. 

The different packages available under the PMAY scheme are as follows:

Package-1 This package provides financial assistance of Rs.15 lakhs for the construction of a house.

Package-2 This package provides financial assistance of Rs.25 lakhs for the construction of a house.

Package-3 This package provides financial assistance of Rs.35 lakhs for the construction of a house.

PMAY Eligibility

Pradhan Mantri Awas Yojana (PMAY) is a housing scheme that was announced by the Prime Minister of India, Narendra Modi, in his budget speech for 2018. The aim of the scheme is to provide affordable housing to the urban poor in India. Around 20 lakh families will be beneficiated by the scheme, which will cost around Rs 12,000 crore.

To be eligible for PMAY, an Indian citizen must not own a pucca house and reside in an urban area. The main advantage of this scheme is that it benefits citizens who do not usually have access to affordable housing. This can include people who are working class or lower middle class, as well as those who are from marginalized communities such as Dalits or Muslims.

In order to be eligible for PMAY, you must meet certain criteria. First, you must not own a pucca house. This means that your home does not have a construction date of more than two years ago and is not in an earthquake-prone zone. Second, you must reside in an urban area. This means that your home cannot be more than 50 km from a metropolitan city or 25 km from a municipal corporation headquarters. Finally, you must earn less than Rs 8 lakh per year.

If you meet all of the eligibility requirements, the application process for PMAY is relatively straightforward. You will need to submit proof of identification and residence documents along with your online application form. If you are successful in being approved for PMAY, the government will provide you with funds to purchase a house from the market rate or at a subsidised price depending on the location of your residence.

To be eligible for PMAY, an individual must meet several requirements. These include being an Indian citizen, being residing in Jharkhand, and having a household income that does not exceed Rs 5 lakh per annum. Additionally, applicants must also have no outstanding loans from banks or other financial institutions. Finally, applicants must not be occupying any existing housing facility that they are able to afford themselves.

Document Requirements for Pradhan Mantri Awas Yojana

Applicants who wish to receive financial assistance under PMAY will need to submit certain documents with their application form. These documents include proof of identity and residence certificates as well as Proof of Income (PIO). PIOs should only be submitted if the applicant's income exceeds Rs 2 lakh per annum. Other required documents include election ID card and bank account statements up to 3 months prior to the application date. If all these documents are not available online then they can also be downloaded from the website itself.

Apply Procedure for PMAY Online

The process for applying for the Pradhan Mantri Awas Yojana Jharkhand is as follows: - 

Visit the official website of the scheme – http://www.pmaymis.gov.in/. 

- On the homepage, click on the ‘Apply Online’ tab. 

- A new page will open. Here, you will have to select your state and district from the drop-down menus. 

- After selecting your state and district, click on the ‘Submit’ button. 

- On the next page, you will be required to fill in your personal details, income details and bank account details. 

- After filling in all the required details, click on the ‘Submit’ button.

After registration has been completed, you will need to complete an online application form. This form should include your name, PAN number, address, contact details, and occupation. You can also upload scanned copies of relevant documents if they are not already available on file with your government department. Once your application has been successfully submitted it will be processed and you will receive a notification informing you about the decision made regarding your eligibility. If your request is approved then funds should become available within 14 days after submission of your application. Please note that there may occasionally be delays due to the high volume of applications received every month.

There are a few things you should keep in mind before applying for PMAY. The first is that you will need to have an acceptable credit score in order to qualify for the Scheme. Secondly, it is important to understand that not all homes under the PMAY scheme are constructed exclusively with housing construction materials. In fact, many homes may also include other amenities such as kitchenettes and bathrooms.

So if you're looking for a standalone home rather than one that includes additional amenities, be sure to mention this when you apply. And finally, keep in mind that the deadline for applications under PMAY is usually around January-March each year. So don't wait too long - apply today and get ready to start your new journey towards homeownership!

Benefit of PMAY  

The Pradhan Mantri Awas Yojana (PMAY) scheme was launched in 2015 by the Indian government with the main aim of providing housing for all. Under this scheme, the government provides financial assistance to eligible beneficiaries for construction or purchase of a new house/flat. The Pradhan Mantri Awas Yojana Jharkhand is an important part of this scheme and was launched to provide housing benefits to people living in rural areas of Jharkhand state. 

There are many benefits associated with applying for PMAY Jharkhand, including but not limited to:

- Financial Assistance: Beneficiaries will receive financial assistance from the government towards their housing costs, which can range from 50% up to 75% of the total cost.

- Easy Application Process: The application process is relatively easy and can be completed online via the official website.

- Flexible Timing: Applicants have a choice about when they would like to apply, as there is no deadline pressure associated with this scheme.

- Quick Approval: Applicants are likely to receive quick approval for their applications under PMAY Jharkhand. This means that beneficiaries will be able to start building their homes as soon as possible.

Last Date to Apply for PMAY Scheme

The Pradhan Mantri Awas Yojana Scheme is a housing scheme that is available to all the people living in Jharkhand. The benefits of this scheme include a subsidy of 2.67 lakhs on your loan, an interest-free loan for 15 years, insurance of 1 lakh rupees, and a monthly allowance of 1000 rupees. This scheme is only for the people who are living in Jharkhand and want to own their own house. So, if you are looking to purchase or construct your dream home in Jharkhand, this is the perfect opportunity for you!

The online application process for PMAY will start from 1st January 2022 and the last date to apply is 31st December 2022.

Bottom Line

The Pradhan Mantri Awas Yojana is a flagship housing scheme of the government of India that aims to provide affordable housing to all by the year 2022. The scheme was first announced by Prime Minister Narendra Modi in his Budget speech of 2015-16. Under the scheme, the government plans to provide financial assistance to families who are living in kuchha or semi-pucca houses, to construct pucca houses.

Pradhan Mantri Awas Yojana Jharkhand is being implemented in the state of Jharkhand under the aegis of the Ministry of Housing and Urban Affairs. The scheme is being implemented in all the 24 districts of the state. Under the scheme, the government plans to provide financial assistance of Rs. 1.5 lakh to families who are living in kuchha or semi-pucca houses, to construct pucca houses.